Getting married straight out of college can be quite an adjustment for anybody. There are all kinds of things to think about and do. My husband and I already had jobs lined up with health insurance being provided through my husband’s company. However, we both talked and decided to start shopping around for life insurance rates. We agreed that it would be better to purchase a plan now while we are young and our rates would be lower. As we age and get children, we would have to pay more for our plan. Now, we have the peace of mind to know we are covered if anything should happen.